6 Reasons We Need Car Insurance
According to the Bureau of Transportation Statistics, there were more than 254million vehicles registered in the United States, all these cars, trucks andmotorcycles should be covered by insurance to operate legally on public roads.You ever wonder why? Why should we payfor something that we never use?Here are the six reasons that every driver must have car insurance.
1. This is the law
Depending on where you live, you may be subject to fines and suspension ofyour driving privileges, if you drive without car insurance. Some countries evencan loft your vehicle in place, if you can not provide proof of coverage.
2. you can save money
If you are involved in a car accident that was your fault, liability shall pay theexpenses of other drivers. This includes damage to property (vehicle) and theexpenses if an injured party. Without coverage, you will have to bear the entirefinancial burden of accident, which can be thousands of dollars.
3. the speed of everything
Even though the accident is always fun when you have auto insurance, yourinsurance company will help you in the process after accident. Not only dealingwith the insurance of the other party, so that you don't have that, you can alsohelp to apply and even to find an auto repair shop. If you do not have anycoverage, however, it will not receive help, suggestions, or instructions.Therefore, the process could drag out for months or even years.
4 accidents
Even if you are a great guide that had never been in a car accident, you still needcoverage. Why? Most of the drivers involved in the accident, sooner or later. If it is your fault or the other drivers, you will be asked to demonstrate that they areinsured. There are about 6 million accidents every year in the States United - more than 16,000 victims per day - for which there is always the possibility thatyou will find yourself in an agreement.
5. additional coverage
If you are involved in a serious car accident, and you have a health plan evil (orany health plan), auto insurance can help. Most of the policies that requirecoverage of the protection of personal injury, car insurance, you must pay aportion of their medical expenses. These protective measures can be a blessing ifremain long-term injuries, chronic treatment or rehabilitation.
6 protect not accident
Even if you don't drive a car, your vehicle suffers damage caused by theft,vandalism or mother nature. Depending on your auto policy, you can probaleteyour insurance company claims compensate you to damage or loss.
For this reason, it is very important that you take your car safe in any vehicle youdrive.
